Payday Loans in Wyoming
The Wyoming statute answers the two questions that matter — how much (no dollar cap) and what it costs (a $60 maximum fee on a $300 loan, 8-31 days). One short form reaches lenders licensed to serve Wyoming; the check is soft and asking is free.
No dollar cap · 8-31 days
What Wyoming law allows
A $300 payday advance in Wyoming carries up to $60.00 in fees — repay $360.00 (≈521% APR on the 14-day framing). The full statutory picture:
Same math on $500: $100.00 in fees, repay $600.00 — assuming a loan structure your state allows at that size.
Payday loans in Wyoming by city
Local guides for the 10 largest Wyoming markets — same statute, same caps, local context:
How a Wyoming payday loan works
- One form. Submit the request — email, name, amount. About two minutes, soft check, free to ask.
- Lenders review it. Those licensed to serve Wyoming decide on your income and checking account — usually within minutes.
- Compare the disclosure. Whatever an offer says, the fee must fit the Wyoming numbers in the table above — that is your legality check.
- Repay once, on payday. One debit on the agreed date — the fee is the entire cost. If the date is wrong, ask about the state's extended payment plan before the due date.
Frequently asked questions
How much can a payday loan in Wyoming be?
The statute caps it at No fixed dollar cap per loan. Lenders cannot legally split one need into several tickets to evade the cap — and any offer above No fixed dollar cap is not a lawful Wyoming payday loan.
What does a $300 payday loan cost in Wyoming?
20% per $100 means a $300 loan carries up to $60.00 in fees — repay $360.00 on 8-31 days. That works out to roughly 521% APR on the two-week framing.
How fast can I get a payday loan in Wyoming?
Decisions arrive in minutes and funding moves by ACH: same business day when a lender approves you before its early-afternoon cutoff, otherwise the next business morning. Weekend applications fund on Monday.
What do I need to qualify in Wyoming?
Three basics: verifiable depositable income, an active checking account in your name, and being 18+ with valid ID. Decisions key on income and account health rather than a credit score, and seeing offers uses a soft check.